Understanding Our Services
Which Financing Option is Right for You?
At Hawaii Home Investors, we believe homeownership should be within reach for hardworking local families. Traditional bank loans can be difficult to qualify for, leaving many people without options to buy a home. That’s why we offer flexible, alternative financing solutions designed to help renters transition to homeownership and give buyers a second chance.
1. Seller Financing
Seller financing allows you to purchase a home directly from us without relying on a traditional bank loan. Instead of borrowing from a bank, you make payments to us over time until the home is fully paid off.
Benefits:
- No strict bank requirements or high credit scores needed
- Faster closing process with less paperwork
- Flexible terms tailored to your financial situation
- Build home equity while making payments
2. Lease-to-Own Options
If you're not ready to buy immediately, our lease-to-own program allows you to rent a home while working toward ownership. This gives you time to improve your finances before securing ownership.
Benefits:
- Rent the property for a predetermined period with an upfront option fee that secures your right (but not obligation) to purchase the home at a pre-agreed price range
- Time to improve credit and savings while living in the home
- Move in now and buy later, allowing you time to get to know the property before committing to purchase
3. Equity Sharing Financing
Our equity-sharing program provides a partnership-based approach to homeownership. Instead of a traditional loan, we co-invest in the property with you. You live in and maintain the home, and when it’s time to sell, we share the appreciation in value.
Benefits:
- Lower upfront costs to buy a house
- No need for a large down payment
- A shared approach that makes homeownership more affordable
- You still benefit from equity growth when the home appreciates in value
📞Contact us—we can explore which option is right for you.
(Subject to available properties and attributes of properties).
How Do We Create Housing Solutions?
Hawaii’s housing crisis has left many families struggling to find affordable homes, while abandoned and distressed properties sit vacant, deteriorating, and bringing down neighborhood value. At Hawaii Home Investors, we see these homes as opportunities to restore communities and create affordable homes for rent and ownership.
1. We Acquire Properties
Off-Market Deals: We work directly with distressed owners open to a fast and hassle-free sale. By offering fair cash prices and creative solutions, we help them avoid foreclosure or financial hardship.
Pre-Foreclosures: We connect with at-risk owners and offer alternatives that allow them to sell before facing financial ruin.
Auction Purchases: We buy distressed properties at auction at below-market prices, allowing us to renovate and sell or rent at rates that align with our mission.
2. We Transform Them into Quality Housing
Once acquired, we renovate and restore these homes, ensuring they meet safety standards while remaining affordable. We keep costs down by making smart improvements, preserving original structures where possible, and working with trustworthy local contractors.
3. We Offer Properties to Families with Flexible Options
By focusing on smart acquisitions, and cost-effective renovations, we create attainable housing solutions with flexible options to rent or own benefitting both families and communities in Hawaii County.
Do you know someone facing foreclosure or struggling with an abandoned home or squatters? 📞Contact us—we provide win-win solutions.
Why Partner with Us?
Every investment and partnership fuels real change!
Hawaii Home Investors believes that impact-driven real estate investing can transform communities while generating strong financial returns. We actively seek out partners, investors, and funding opportunities to expand our ability to create a portfolio of safe, affordable properties for local families.
Funding allows us to:
- Acquire and rehabilitate more distressed properties to increase the supply of attainable housing.
- Expand our seller-financing program to provide homeownership opportunities for families who can't access traditional mortgages.
- Offer HUD-approved rental units to local families in need of stable housing.
- Enhance community outreach & education to prevent foreclosures and provide property owners with viable solutions.
- Develop technology-driven solutions to identify at-risk properties faster and streamline the revitalization process.
Let’s Work Together
If you're an investor, lender, or organization looking to make a meaningful social impact while securing strong financial returns, we’d love to discuss how we can collaborate. Your support will help build a brighter future for Hawaii families.
📞 Contact us and explore partnership opportunities!